Find an experienced personal injury attorney in your state for a case review. Visit LawyerShop's national attorney directory.

Insurance Law and Bad Faith – An Attorney Can Help

Introduction to Insurance Claims and Bad Faith

As beneficiaries, we rely on our insurance companies to act in good faith when determining the amount paid out for a valid claim. When a legitimate claim is underpaid or denied by an insurance company without valid or substantial basis for the decision, your insurance company could be acting in bad faith, which is against the law. Due to the complex nature of insurance company policies, insurance law and bad faith cases, it is best to retain the services of an experienced lawyer to review your claim. In most cases, if it can be proven that the claim was denied or underpaid by the insurance company in bad faith, your attorney can recover compensation for the amount of the claim and, in some cases, additional financial award for damages.

Has Your Valid Insurance Claim Been Denied in Bad Faith?

Upon initial receipt of the invalid denial or underpayment of your claim, you should first write a letter to your insurance company explaining why the claim is valid and should be covered by your policy.

The insurance company can legally deny your claim if the following has occurred:

• The policyholder has not complied with the requirements of the contract.
• The insurance company reasonably and prudently believes the claim to be fraudulent.

If the insurance company still refuses to adequately pay your claim to the extent outlined in your policy, it is advised that you retain the services of an insurance attorney to further investigate bad faith. An attorney will review your policy, policy history, the claim, and all correspondence that you have had with the insurance company to evaluate your case. If it is determined that your claim has been denied by the insurance company in bad faith, your attorney will collect any evidence to prove wrongdoing by the insurance company. In some cases a lawyer will settle your disagreement with the insurance company without ever having to go to court.

Fighting Insurance Bad Faith - Finding an Attorney Who Can Help

Insurance companies are businesses that can sometimes make decisions in bad faith to unlawfully protect their profits. If you believe that your valid claim has been denied or underpaid by your insurance company in bad faith, obtaining an attorney specializing in insurance law is the surest way to recover adequate payment of your claim. Contact a qualified lawyer today for a review of your insurance bad faith case.

Back To Top